I have never been able to build up a fine savings.
For years, I have struggled with saving money plus have lived paycheck to paycheck, however if I took a month off of work, I would end up being late on paying rent.
I know it’s a fine method to save money for a rainy afternoon, such as an unexpected physical illness, personal emergency, or sudden component repair, but it’s never been feasible for me. If my Heating plus A/C system broke down suddenly, I would have to go without it plus be legitimately uncomfortable in my lake cabin for weeks plus actually have to borrow some money for the repair. For the past decade, I have cooled my lake cabin with window A/C units. It’s better for my budget plus since my house is pretty small around 600 sq feet, I am able to keep it cool with more than one window A/C units. I have 1 A/C unit in my kitchen plus 1 in my residing room. If my A/C needs repaired or replaced for any reason, I could afford it much easier than if I had a Heating plus A/C system that broke down. If I had a much larger home, I would have to make arrangements financially to be able to afford an Heating plus A/C system upgrade. In that case, I would hope some nearby Heating plus A/C company had a promotional discount of some sort so I could save some money. I would try to save money in every way I possibly could, then luckily, for now, I am able to use electric space gas furnaces to keep my lake cabin warm during the winter, then where I live, it’s only freezing enough for the use of a space gas furnace for about a month or more than one out of the whole year, however usually, I can just bundle up with some heavier clothes or cover myself with a soft thick blanket plus I do not have to use any plan of heating in my home, then not only is purchasing window A/C units plus electric space gas furnaces easier to afford to install plus location into my home, but my energy costs are also low! My electric bill is only $85 a month plus I can honestly live with that. I will not be making any variations with cooling plus heating in my lake cabin anytime soon.