I have never been able to build up a great savings, but for years, I have struggled with saving money as well as have lived paycheck to paycheck, then if I took a month off of work, I would end up being late on paying rent.
I think it’s a great system to save money for a rainy day, such as an unexpected physical illness, personal emergency, or sudden unit repair, however it’s never been feasible for me.
If our HVAC plan broke down abruptly, I would have to go without it as well as be legitimately uncomfortable in our condo for weeks as well as legitimately have to borrow some money for the repair. For the past decade, I have cooled our condo with window A/C units. It’s better for our budget as well as since our modern home is pretty small around 600 sq feet, I am able to keep it cool with more than one window A/C units. I have a single A/C component in our family room as well as a single in our home office. If our A/C needs repaired or substituted for any reason, I could afford it much easier than if I had a HVAC plan that broke down. If I had a much bigger home, I would have to make arrangements financially to be able to afford an HVAC plan replacement. In that case, I would hope some nearby HVAC company had a promotional discount of some sort so I could save some money. I would try to save money in every way I possibly could, luckily, for now, I am able to use electric space gas gas furnaces to keep our condo warm while I was in the winter, and where I live, it’s only freezing enough for the use of a space heating system for about a month or more than one out of the whole year, then usually, I can just bundle up with some heavier clothes or cover myself with a soft thick blanket as well as I don’t have to use any idea of heating in our home, then not only is purchasing window A/C units as well as electric space gas gas furnaces easier to afford to install as well as arena into our home, however our energy costs are also low, my electric bill is only $85 a month as well as I can absolutely live with that. I will not be making any swings with cooling as well as heating in our condo anytime soon.